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Check Cashing Business

Location  New Jersey,United States
Asking Price Range  < $250K
Gross Revenues  $244904
Net Profit / Cash Flow  $71804
Cash Flow Type  EBITDA
Seller Finance  Yes
Year Established  1999
Number of Employees  1 - 3
Inventory  40000 Equipment & 1200 Inventory
Relocatable  No
Number of Employees  1 - 3
Real Estate  Leased
Training  The seller will supply a full transitional period and remain thirty days post closing.
Reason for Sale  The seller is retiring after many years of success in this particular industry.
Description  Solid opportunity to purchase this profitable check cashing franchise company. The Federal Deposit Insurance Corporation (FDIC) has indicated that 10% of all households use a check cashing center to meet their financial service needs. The needs of consumers who often choose not to use banks are both basic and easy to identify. Consumers share four basic needs: 1) immediate liquidity for paper checks (paycheck, benefits check, etc.); (2) the ability to pay bills, rent, etc., often at the last minute to avoid additional fees; (3) the ability to send money to relatives in other states and/or countries, (4) the ability to convert cash into digital currency and a host of other valuable services. United Check Cashing franchise has developed and operated multiple financial service centers for more than 30 years. In 1992, United decided to expand its business model through a formal franchising system. To date, United has helped independent entrepreneurs establish and operate more than 125 United Check Cashing centers in 16 states. The United system has standardized the key elements necessary to run a check cashing center. United provides assistance with licensing and vendor relations, training on all aspects of business and ongoing operations and marketing support. Their professional, bank-like centers are conveniently located where our customers work and shop. The cost of opening a new Franchise ranges $135,000. United has created a retail format that offers a warm, community bank-like atmosphere for customers to conduct their personal financial business. The growing segment of the under- banked can find a full complement of products and services designed to meet their needs at a United Check Cashing center. All franchisees are provided ongoing operational support with a dedicated Field Representative to assist on-site Marketing support to help build and grow your business.
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