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Successful Check Cashing Business

Location  New Jersey,United States
Asking Price Range  < $250K
Gross Revenues  $230677
Net Profit / Cash Flow  $68892
Cash Flow Type  EBITDA
Seller Finance  Not Disclosed
Year Established  1980
Number of Employees  1 - 3
Inventory  $75,000 equipment & $1,500 inventory.
Relocatable  Not Disclosed
Number of Employees  1 - 3
Real Estate  Leased
Training  The seller will remain after closing and supply an appropriate transitional period.
Reason for Sale  Retiring after many years of success in this particular service industry.
Description  Check cashing businesses offers quick, convenient and personal solutions for people needing access to their personal finances. Check Cashing businesses serve millions of people of all income levels, every day, all across the US. This business has a gross income of $230,667 and nets $68,892. The company cashes Payroll, Personal, Tax refund, Unemployment, Welfare, Social Security, Government Checks, Settlement, Insurance Checks and more. Check cashing is a relatively simple business, an individual may not have a bank account, may not want to wait for the check to clear, or may not be able to get to his own bank to get his money quickly. The check-cashing business verifies his identification and gives him the amount of the check less a transaction fee. The business is licensed to offers various services such as Money Transfers, bill payments, Money Orders, P.O. Boxes, Notary Public, Prepaid debit and credit Cards, Public transportation passes and tokens, Photocopying and Faxing services, ATM machines and more. There are many advantages that Check Cashing businesses have over Banks, Convenient hours of operation, Quick Access to Cash, No lines, Great customer service and multiple financial services. Based on the asking price, required down payment and net income this business should supply a 40% return to the owner operator prior to debt service. The facility is modern with a professional image designed as a bank with a glass enclosed work area for each customer. The facility consists of modern store front, 1,200 square feet with a rear storage area. This business is located in a heavily populated urban working class City, of Passaic County, New Jersey.
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